{"id":18081,"date":"2026-07-28T10:18:22","date_gmt":"2026-07-28T10:18:22","guid":{"rendered":"https:\/\/gruendungsregiongoslar.de\/news\/in-brief-liquidity-planning\/"},"modified":"2026-10-03T11:37:35","modified_gmt":"2026-10-03T11:37:35","slug":"in-brief-liquidity-planning","status":"publish","type":"news","link":"https:\/\/gruendungsregiongoslar.de\/en\/news\/in-brief-liquidity-planning\/","title":{"rendered":"In brief: liquidity planning"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Have you ever overdrawn your account? That is something you want to avoid when you are self-employed. And that is exactly why you need a liquidity plan for the first three years. It is like a bank statement for the future.<\/p>\n\n<p class=\"wp-block-paragraph\">As part of your business plan, you list everything coming in and going out financially in your business. Income includes, for example, your own capital, loans paid out and sales revenue.<\/p>\n\n<p class=\"wp-block-paragraph\">Expenditure includes, for example, rent and utilities for your business premises, your own remuneration as an entrepreneur, staff costs, insurance premiums, investment spending, and monthly loan repayments and interest.<\/p>\n\n<p class=\"wp-block-paragraph\">Once you have compiled everything, you can see whether you will still have cash available \u2013 in other words, remain liquid \u2013 at the end of each month.<\/p>\n\n<p class=\"wp-block-paragraph\">In the first year, you will probably have a few months that end in the red. That is your <a href=\"https:\/\/gruendungsregiongoslar.de\/en\/news\/in-brief-working-capital\/\" data-type=\"news\" data-id=\"13737\">working capital requirement<\/a>.<\/p>\n\n<p class=\"wp-block-paragraph\">We are happy to explain these and other details in our <a href=\"https:\/\/gruendungsregiongoslar.de\/en\/learning-and-events\/startup-modules\/\" data-type=\"page\" data-id=\"7719\">startup event series<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you ever overdrawn your account? That is something you want to avoid when you are self-employed. And that is exactly why you need a liquidity plan for the first three years. It is like a bank statement for the future. As part of your business plan, you list everything coming in and going out [&hellip;]<\/p>\n","protected":false},"featured_media":18082,"template":"","meta":{"_acf_changed":false},"news-kategorie":[92],"class_list":["post-18081","news","type-news","status-publish","has-post-thumbnail","hentry","news-kategorie-financing"],"acf":{"news_kategorie":92,"kurzbeschreibung":"","inhaltstyp":"news","interne_gruendungsberatung":false,"anzeigedatum":"2026-07-28 10:00:00","bildstatus":"originalbild","bildquelle":"","bild_alt_text":"","original_bild_url":"","alte_url":"","import_hash":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>In brief: liquidity planning - Gr\u00fcndungsregion Goslar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gruendungsregiongoslar.de\/en\/news\/in-brief-liquidity-planning\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"In brief: liquidity planning - Gr\u00fcndungsregion Goslar\" \/>\n<meta property=\"og:description\" content=\"Have you ever overdrawn your account? 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