{"id":18178,"date":"2025-08-22T11:45:00","date_gmt":"2025-08-22T11:45:00","guid":{"rendered":"https:\/\/gruendungsregiongoslar.de\/news\/contributions-in-kind-as-a-solution-when-equity-is-lacking\/"},"modified":"2026-10-03T13:33:05","modified_gmt":"2026-10-03T13:33:05","slug":"contributions-in-kind-as-a-solution-when-equity-is-lacking","status":"publish","type":"news","link":"https:\/\/gruendungsregiongoslar.de\/en\/news\/contributions-in-kind-as-a-solution-when-equity-is-lacking\/","title":{"rendered":"Contributions in kind as a solution when equity is lacking"},"content":{"rendered":"<div class=\"ce_text block\">\n<div class=\"textOnly\">\n<p style=\"text-align: justify;\">Starting a business often requires a loan, which means convincing a bank of your business model. A very well-prepared business plan is essential, but it alone is not enough. Banks take risks when lending to founders and expect borrowers to show a clear commitment to their own plans. Equity that founders contribute to the financing is one sign of that commitment. <\/p>\n<p style=\"text-align: justify;\">As a rule of thumb, at least 15%, and preferably 20%, of the capital required for a startup should be contributed as equity. Various forms of public support are available, but they cannot fully replace \u2018real equity.\u2019 This means a lack of equity can cause a planned business to fail at the financing hurdle. <\/p>\n<p style=\"text-align: justify;\">WiReGo&#8217;s advisory work shows that one possible way out of this dilemma is often overlooked. If you lack savings, you can also contribute assets in kind to startup financing. These are privately owned items directly relevant to the planned business, such as an existing lawnmower for a garden maintenance company. As well as that direct connection, recognition of assets in kind as equity requires the values stated in the business plan to be supported by purchase receipts or valuation reports. <\/p>\n<p style=\"text-align: justify;\">A lack of cash is therefore no reason to abandon your planned startup prematurely. The <a href=\"https:\/\/gruendungsregiongoslar.de\/en\/your-startup-journey\/make-a-plan\/startup-advice-2\/startup-advice\/\">WiReGo team<\/a> is happy to help with questions on this topic.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Too little equity to start your planned business? Contributions in kind may help make your startup possible.<\/p>\n","protected":false},"featured_media":18179,"template":"","meta":{"_acf_changed":false},"news-kategorie":[92],"class_list":["post-18178","news","type-news","status-publish","has-post-thumbnail","hentry","news-kategorie-financing"],"acf":{"news_kategorie":92,"kurzbeschreibung":"Too little equity to start your planned business? Contributions in kind may help make your startup possible.","inhaltstyp":"news","interne_gruendungsberatung":false,"anzeigedatum":"2025-08-22 11:45:00","bildstatus":"originalbild","bildquelle":"Former Startup Region website","bild_alt_text":"Contributions in kind as a solution when equity is lacking","original_bild_url":"https:\/\/gruenden-region-goslar.de\/files\/Newsbilder\/Gr%C3%BCndungsnews\/2025\/2025-08-news-sacheinlagen.jpg","alte_url":"https:\/\/gruenden-region-goslar.de\/news-leser\/sacheinlagen-als-loesung-bei-fehlendem-eigenkapital.html","import_hash":"e4e7313e90ec2ec375cc6325b9a42d2d72c33094"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Contributions in kind as a solution when equity is lacking - Gr\u00fcndungsregion Goslar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gruendungsregiongoslar.de\/en\/news\/contributions-in-kind-as-a-solution-when-equity-is-lacking\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Contributions in kind as a solution when equity is lacking - Gr\u00fcndungsregion Goslar\" \/>\n<meta property=\"og:description\" content=\"Too little equity to start your planned business? 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